Help to Buy

Move with just a 5% deposit using Help to Buy

Help to Buy: Equity Loan is open to everyone - whether you’re a first-time buyer or looking to move up the property ladder.

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

 

 

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

Available to first-time buyers and people already on the property ladder, the Help to Buy scheme requires just a 5% deposit and a mortgage of up to 75% of the value of the property

Find out more.